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Terms & Conditions

By accessing or purchasing from PayHub Store ("the Store"), you agree to be bound by these Terms and Conditions. The Store sells digital products and subscriptions.

• You must be at least 18 years old to make a purchase.
• All products are digital and delivered electronically after successful payment.
• Product descriptions, prices, and availability are subject to change without notice.
• You agree not to misuse, resell, or redistribute purchased products without authorization.
• We reserve the right to refuse or cancel any order suspected of fraud.
• All payments are processed securely through Razorpay. We do not store your card or banking details.

Product Delivery

Digital products are delivered instantly after payment confirmation. In rare cases of delay, delivery may take up to 24 hours. If you do not receive your product within 24 hours, contact our support team.

Limitation of Liability

PayHub Store shall not be liable for any indirect, incidental, or consequential damages arising from the use of purchased products. Our total liability shall not exceed the amount paid for the product in question.

Privacy Policy

Your privacy is important to us. This policy explains how we collect, use, and protect your information.

• Data We Collect: Name, email, payment reference number, transaction amount, and timestamp.
• How We Use It: Solely for order processing, product delivery, customer support, and legal compliance.
• Data Sharing: We do not sell, rent, or share your personal data with third parties except Razorpay (for payment processing) and as required by law.
• Data Security: All data is transmitted over HTTPS and stored securely. Payment details are never stored on our servers.
• Cookies: Our website uses minimal cookies for functionality. No third-party tracking cookies are used.
• Your Rights: You may request access, correction, or deletion of your data by contacting us.

Grievance Officer

As per Indian IT Rules, 2021, our Grievance Officer can be reached at:

Email: mohammadsufyanirctc@gmail.com
Telegram: @STRIKERxZEROTRACE
Response Time: Within 30 days of receipt of complaint.

Refund & Cancellation Policy

We want you to be satisfied with your purchase. Please read our refund policy carefully.

• Eligibility: Refunds are available within 7 days of purchase if the product was not delivered as described.
• How to Request: Contact us via Telegram or email with your order reference number and reason.
• Processing Time: Approved refunds are processed to the original payment method within 5-7 business days.
• Non-Refundable: Digital products that have already been delivered and used are non-refundable.
• Cancellation: Orders can be cancelled before delivery. Once the product is delivered, cancellation is not possible.

Chargeback Policy

We encourage customers to contact us directly before initiating a chargeback. Unwarranted chargebacks may result in permanent suspension of access to our store.